Privacy Policy

Collection of Personal Information

We collect information that users provide voluntarily to us. By providing your number to LoanSimple (Unogrowth Technologies Pvt. Ltd.) You would like to know through telephonic calls, or SMS on my mobile number mentioned in the Application Form on the website, or through any other communication mode, various LoanSimple (Unogrowth Technologies Pvt. Ltd.) products or any other promotional schemes and hereby authorise M/s Unogrowth Technologies Pvt. Ltd. it's employee, agent, associate, partners to do so. You confirm that laws in relation to the unsolicited communication referred in" National Do Not Call Registry"(the "NDNC Registry") as laid down by TELECOM REGULATORY AUTHORITY OF INDIA will not be applicable for such communication/calls/SMSs received from LoanSimple (Unogrowth Technologies Pvt. Ltd.), it's employees, agents, partners and/or associates.

Use of SMS in our App(s)

LoanSimple only uses your credit and debit SMSes (only when consent is provided) to calculate credit line for you based on your income and spends. We do not read your personal messages or share any of the above mentioned with 3rd parties/partners.

Use of User Information

We reserve the right to perform statistical analysis of user behaviours and preferences to measure users' relative interests in the various areas of the website for the purpose of product and service development. The analytical data that we collect is for internal use only we use analytic and reporting technologies to record non-personal information such as internet domain and host names, internet protocol (IP) addresses, browser software, operating system types, clickstream patterns, and the dates and times that the website services are accessed. We also contract with several online partners to help manage, monitor and optimize our website and the services to help us measure the effectiveness of our advertising, communications and how visitors use the website.

Sensitive Personal Data/Information

LoanSimple (Unogrowth Technologies Pvt. Ltd.) collects sensitive personal data / information that you provide to us, such as your name, mailing address, phone number, email address, pan number, GST number, financial data, income tax returns, bank account number, passport details, driving license details, Aadhar Card details, personal statements, reasons for seeking finance, income sources and financial information. We use this data for credit assessment and KYC. We use top grade security - so your data is safe.

Non-Personal Information

We also collect non-personal information from you, such as your browser type, the URL of the previous website you visited, your ISP, operating system, and your internet protocol (IP) address ("non-personal information"). Non-personal information cannot be easily used to personally identify you.

Disclosure to Third Parties

Unless LoanSimple (Unogrowth Technologies Pvt. Ltd.) specifically informs users at the time of collection, or unless users give express consent, we do not provide any personally identifying information to a third party. We may contract with various third parties who help us provide, maintain and improve the website. We will use commercially reasonable efforts to prevent such third parties from disclosing your personal information, except for the purpose of providing the services in question. However, if subpoenaed or ordered by a court of law, we must disclose to the proper authorities the personal information of any individual user.

Other Sharing of Information

We may release information when necessary to comply with the law or a court order or an investigation. We also may release information to law enforcement to protect its rights, property, or other interests, including those of its customers or users or to prevent illegal activities or violations of LoanSimple (Unogrowth Technologies Pvt. Ltd.) terms of use agreement. In the event that LoanSimple (Unogrowth Technologies Pvt. Ltd.) in whole or in part, establishes a partnership with another company, or is acquired by or merged with another company, collected information may be transferred to the partner or the acquiring or merging company.

Links to Other Materials

Linked sites are not under our control and we will not be held responsible for the content or privacy policies of any linked sites or any links containing other linked sites.

All Private Information is Encrypted and Communicated Securely

All communications between your computer and LoanSimple (Unogrowth Technologies Pvt. Ltd.) that contain any personal information are encrypted.

Child Protection

We do not offer services to, or target, persons considered minor under the Indian laws i.e. children below 18 years of age. Services are intended for users ages 25 and older only. In compliance with the Indian laws, use any personal information from individuals that we know to be under the age of 18 will be purged from our database.

You are responsible for maintaining the confidentiality of your login id and password

You are responsible for maintaining the security of your login id and password, and may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you must contact us immediately. We are not responsible if someone else accesses your account through registration information they have obtained from you or through a violation by you of this privacy and security policy.

Updating of Privacy Policy and Consent

LoanSimple (Unogrowth Technologies Pvt. Ltd.) will, as and when it deems fit to do so, change, alter or modify its privacy policy. We may update this privacy policy to reflect changes to our information practices. We encourage you to periodically review this page for the latest information on our privacy practices.

Acceptance of Privacy Policy

By using our website and/or products, you are accepting the practices set out in this privacy policy and our terms of use agreement